4020 Carteret Dr, WINTER HAVEN, FL
$405,900
4
Beds
3
Baths
2,282
Square feet
0.18
Acres
About 4020 Carteret Dr
Seller is willing to offer funds towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!
Features of 4020 Carteret Dr
| MLS® # | O6389154 |
|---|---|
| Price | $405,900 |
| Bedrooms | 4 |
| Bathrooms | 3.00 |
| Full Baths | 3 |
| Square Footage | 2,282 |
| Acres | 0.18 |
| Year Built | 2015 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Status | Active |
Community Information
| Address | 4020 Carteret Dr |
|---|---|
| Area | Winter Haven / Cypress Gardens |
| Subdivision | TRADITIONS PH 01 |
| City | WINTER HAVEN |
| County | Polk |
| State | FL |
| Zip Code | 33884-5212 |
Amenities
| Amenities | Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuffleboard Court, Tennis Court(s), Trail(s) |
|---|---|
| # of Garages | 3 |
| Is Waterfront | No |
| Waterfront | Waterfront |
| Has Pool | Yes |
Interior
| Interior Features | Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s) |
|---|---|
| Appliances | Cooktop, Dishwasher, Microwave, Range, Refrigerator |
| Heating | Central, Electric |
| Cooling | Central Air |
| Fireplace | No |
Exterior
| Exterior Features | Sidewalk |
|---|---|
| Roof | Shingle |
| Foundation | Slab |
School Information
| Elementary | Chain O Lakes Elem |
|---|---|
| Middle | McLaughlin Academy Of Excellence |
| High | Lake Region High |
Taxes & HOA Fees
| Taxes | $3,537 |
|---|---|
| Has HOA | Yes |
| HOA Fee Requirement | Required |
| HOA Fee | $484 |
| HOA Payment Schedule | Monthly |
Additional Information
| Date Listed | March 10th, 2026 |
|---|---|
| Days on Market | 174 |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | KELLER WILLIAMS ADVANTAGE III |
|---|