5046 Down Ct, ST CLOUD, FL
$499,900
5
Beds
3
Baths
3,197
Square feet
0.13
Acres
About 5046 Down Ct
**** MOTIVATED SELLER **** BUILT IN EQUITY FROM DAY ONE!! **LOW PROPERTY TAX** Backyard Boat Access | 2023 WATERFRONT HOME | Minutes to LAKE NONA- The BEST PRICED waterfront home in Saint Cloud - Lake Nona area!! Located in FEMA Flood Zone X and OUTSIDE the FEMA designated high risk Special Flood Hazard Area, providing you with peace of mind!! : ) Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with STONE COUNTERTOPS, and BACKSPLASH, 42 inch cabinets, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. QUARTZ countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home features STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, pool bath door for future outdoor living, and a 240V EV CHARGER. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. This home features boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.
Features of 5046 Down Ct
| MLS® # | O6406936 |
|---|---|
| Price | $499,900 |
| Bedrooms | 5 |
| Bathrooms | 3.00 |
| Full Baths | 3 |
| Square Footage | 3,197 |
| Acres | 0.13 |
| Year Built | 2023 |
| Type | Residential |
| Sub-Type | Single Family Residence |
| Style | Florida, Mediterranean, Traditional |
| Status | Active |
Community Information
| Address | 5046 Down Ct |
|---|---|
| Area | St Cloud (Narcoossee Road) |
| Subdivision | HANOVER LAKES PH 5 |
| City | ST CLOUD |
| County | Osceola |
| State | FL |
| Zip Code | 34772-8784 |
Amenities
| Amenities | Park, Playground, Pool |
|---|---|
| Parking | Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage |
| # of Garages | 2 |
| View | Water |
| Is Waterfront | No |
| Waterfront | Canal Front, Waterfront |
| Has Pool | Yes |
Interior
| Interior Features | PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments |
|---|---|
| Appliances | Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer |
| Heating | Central, Electric |
| Cooling | Central Air |
| Fireplace | No |
| # of Stories | 2 |
Exterior
| Exterior Features | Irrigation System, Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage |
|---|---|
| Lot Description | Landscaped, Private, Sidewalk |
| Roof | Shingle |
| Foundation | Slab |
School Information
| Elementary | Hickory Tree Elem |
|---|---|
| Middle | Harmony Middle |
| High | Harmony High |
Taxes & HOA Fees
| Taxes | $7,539 |
|---|---|
| Has HOA | Yes |
| HOA Fee Requirement | Required |
| HOA Fee | $335 |
| HOA Payment Schedule | Quarterly |
Additional Information
| Date Listed | May 15th, 2026 |
|---|---|
| Days on Market | 103 |
| Zoning | RES |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | OLYMPUS EXECUTIVE REALTY INC |
|---|
