Cottages
Detached, island-inspired vacation homes in a wide range of layouts. Some offer private pools.
MLS: Single Family ResidenceTeam Donovan Resort Intelligence
A buyer-focused guide to the cottages, townhouses, resort amenities and ownership considerations at one of the Disney area's most distinctive vacation-home communities.
The short version
Margaritaville stands apart for its branded resort atmosphere, colorful cottage architecture and immediate access to Sunset Walk dining and entertainment.
It can suit buyers who value a memorable guest experience and want a vacation home close to Disney. The ownership structure, permitted management arrangements, fees and rental strategy must still be assessed property by property.
Choose your property
“Cottage” is Margaritaville’s community-specific description. The recorded MLS property type should always be checked on the individual listing.
Detached, island-inspired vacation homes in a wide range of layouts. Some offer private pools.
MLS: Single Family ResidenceMulti-level residences that combine private living space with a lower-maintenance resort format.
MLS: TownhouseImportant: Embassy Suites by Hilton Orlando Sunset Walk is a separate neighboring condo-hotel property. Its suites and listings will be covered on their own dedicated page.
Resort experience
Access, charges and operating status can vary by property and ownership arrangement. Confirm all amenities during due diligence.
Zero-entry pool areas and poolside food-and-beverage options form a central part of the resort experience.
A nearby separately operated water park with slides, a lazy river, wave pool and family attractions. Verify admission terms.
Restaurants, shopping, cinema and live entertainment within the wider Margaritaville destination.
Wellness and fitness facilities are available within the resort environment; access terms may apply.
Trails and outdoor recreation contribute to the community’s stay-on-property appeal.
Resort transportation offerings can change. Current routes, schedules and eligibility should be confirmed.
Location
Published distances use Margaritaville Resort Orlando at 8000 Fins Up Circle as the origin. Travel times vary with traffic, parking entrances and the cottage’s position within the community.
| At Sunset Walk | Promenade at Sunset Walk: 0.2 miles · Island H2O Water Park: 0.2 miles |
|---|---|
| Universal Orlando | Epic Universe: 15.8 miles · Universal Studios Florida: 16.4 miles · Islands of Adventure: 16.4 miles |
| SeaWorld area | SeaWorld Orlando: 12.6 miles · Discovery Cove: 12.7 miles · Aquatica: 13.3 miles |
| MCO Airport | The resort describes Orlando International Airport as less than a 30-minute drive. Traffic can materially change the journey. |
Source: Margaritaville Resort Orlando’s official location guide. Mileage is approximate and does not guarantee a particular drive time.
Verified 2026 community, Club and CDD costs
Community assessment depends on property type. Mandatory Fins Up Beach Club dues apply to every residence. Rolling Oaks CDD is collected separately through the parcel tax bill.
$467.95 community assessment plus $197.22 mandatory Club dues, before CDD or any selected management agreement.
$602.95 community assessment plus $197.22 mandatory Club dues. Community service includes twice-weekly private-pool cleaning and chemicals; equipment repairs remain the owner’s responsibility.
$583.33 community assessment plus $197.22 mandatory Club dues, before CDD or management. Verify the property estoppel, insurance certificate and exterior responsibilities.
| Operations and maintenance | $731.40 annually for the applicable residential single-family-unit class, plus one parcel-specific debt assessment. |
|---|---|
| Series 2016 debt | $2,393.62 annually; indicative O&M plus debt total $3,125.02. |
| Series 2018 debt | $1,782.38 annually; indicative O&M plus debt total $2,513.78. |
| Series 2022 debt | $2,521.04 annually; indicative O&M plus debt total $3,252.44. |
The parcel tax bill controls the applicable CDD class and debt series. A historical $200 resale transfer fee is excluded because it has not been reconfirmed for 2026.
Know before you buy
| Community assessment | Current 2026 community fee is $467.95 monthly for a non-pool cottage, $602.95 for a pool cottage or $583.33 for a townhome. |
|---|---|
| Mandatory Fins Up Club | Current dues are $183.46 plus 7.5% tax, totaling $197.22 monthly for every residence. A separate $2,000 joining fee applies at closing. |
| CDD | FY2026 Rolling Oaks O&M is $731.40 annually for the applicable residential class plus the parcel’s Series 2016, 2018 or 2022 debt assessment. Confirm the tax bill. |
| Rental and management | Short- and long-term leasing are permitted with no community minimum. Property management is optional; rental-program booking minimums and guest Club access are separate program questions. |
| Insurance and exterior | Cottage and townhome responsibilities differ. Confirm building insurance, roof, exterior, pool equipment, interior insurance and maintenance obligations from current documents. |
| Pets | Dogs and cats are permitted with no stated weight or quantity limit in current community data. Verify management-program and guest provisions. |
| Sale signage | For-sale signs are restricted. Use approved access and professional digital marketing. |
| Transfer fee | A historical $200 resale transfer fee is intentionally excluded because the reviewed 2026 response did not reconfirm it. Obtain the current estoppel. |
Two similarly priced homes can have very different monthly costs and rental flexibility. Team Donovan helps buyers compare the complete ownership picture before committing.
Last reviewed: Verified fee records and current rule layers reviewed August 2026; property estoppel and tax bill still control.
Floor plans and searches
Updated from the MLS
Explore current opportunities, then ask us to explain the differences in location, floor plan, fees and rental setup.
Buyer questions
FY2026 O&M is $731.40 annually for the applicable residential class, plus the parcel-specific Series 2016, 2018 or 2022 debt assessment. Indicative combined annual CDD totals are $3,125.02, $2,513.78 or $3,252.44 respectively. The tax bill controls.
Current 2026 community-plus-Club totals are $665.17 monthly for a non-pool cottage, $800.17 for a pool cottage and $780.55 for a townhome, before CDD or any selected management agreement. A $2,000 mandatory Club joining fee applies at closing.
Vacation-rental ownership exists within Margaritaville, but current rules, management requirements and owner-use provisions should be verified for the specific property before purchase.
Margaritaville real estate is made up of cottages and townhouses beginning at 2 bedrooms. The connected studio, 1-bedroom and 2-bedroom condo-hotel opportunities are at Embassy Suites at Sunset Walk, a separate ownership product.
No. Pool availability varies by home and floor plan. Use the private-pool search or ask Team Donovan to confirm individual listings.
Community assessments vary by property type, mandatory Fins Up Beach Club dues apply to every residence and Rolling Oaks CDD is billed separately through the tax roll. The exact property estoppel and tax bill control.
Do not assume admission is included. Access arrangements and charges can change and should be confirmed for the property and dates involved.
Local guidance, clear numbers
Tell us how you plan to use the property. We’ll help you compare the right floor plans, locations, ownership costs and alternatives across the Disney-area resort market.